Our Writers

Protect what you've built.

Risk-averse and capital-focused. Sceptical of financial fads, suspicious of products that sound too good to be true, and always asking "what could go wrong?" Prefers cash ISAs to crypto, gilts to growth stocks, and a good night's sleep to a volatile portfolio.

Every allowance used. Every relief claimed.

A tax-efficient strategist who knows every HMRC allowance, ISA wrapper, and pension relief inside out. Treats the UK tax code as a puzzle to be solved — legally. Data-driven, methodical, always thinking about the marginal rate.

The comfortable consensus is usually expensive.

Questions received wisdom about property, pensions, and "safe" savings rates. Challenges the assumption that buying is always better than renting, that cash is always safe, or that the high street bank is good enough. Provocative but always backed by numbers.

Complex ideas, made clear.

A patient educator who believes financial literacy shouldn't require a finance degree. Takes genuinely complex UK topics — pension lifetime allowances, stamp duty thresholds, ISA transfer rules — and makes them accessible without dumbing them down.