Content Disclaimer

Editorial Process

GiltEdge uses automated data collection tools and editorial technology to produce UK personal finance analysis. Our content draws on real data from authoritative UK sources including the Bank of England, ONS, HMRC, and FRED. All articles undergo editorial review before publication.

Articles are based on publicly available UK economic and financial data
Content is reviewed and fact-checked against source data
Data may not reflect the very latest figures
Tax rules and financial regulations change — always verify current rates
This is not regulated financial advice

Not Regulated Financial Advice

GiltEdge is not authorised or regulated by the Financial Conduct Authority (FCA).

The content on this website does not constitute regulated financial advice as defined by the Financial Services and Markets Act 2000. Before making any financial decisions — including investments, pension contributions, mortgage applications, or tax planning — you should consult a qualified financial adviser who is authorised and regulated by the FCA.

You can find a regulated financial adviser through the FCA Register at register.fca.org.uk or through Unbiased at unbiased.co.uk.

Data Sources

Our analysis draws on data from:

Bank of England (IADB) — Base rate, mortgage rates, savings rates
Office for National Statistics — CPI, GDP, employment statistics
FRED — UK gilt yields, economic time series
HMRC/GOV.UK — Tax bands, ISA limits, pension allowances
UK news sources — BBC, Guardian, MoneyWeek, This is Money

While we strive for accuracy, we cannot guarantee that all data is current or complete. Official sources should always be consulted for the most up-to-date information.

Your Responsibility

By using GiltEdge, you acknowledge that you are responsible for your own financial decisions. You should independently verify any information before acting on it and seek professional advice where appropriate. Past performance of investments is not a reliable indicator of future results.